FinanceHow to Get an M-Pesa Loan Without a Guarantor in Kenya (Fuliza, KCB M-Pesa, M-Shwari) Learn how to get an M-Pesa loan without a guarantor in Kenya. Full guide to Fuliza, KCB M-Pesa, and M-Shwari — eligibility, limits, rates, and tips to borrow more. Kefa M.May 5, 2026